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← Solutions Fintech & Remittance

Embedded connectivity for global fintech apps.

Neobanks, remittance services, and cross-border wallets give users mobile data wherever they are. Connected users transact more, churn less, and stay active in markets where local banking has traditionally lost them.

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+15%
Increase in 30-day retention from connected users
2×
App login frequency for users with embedded data
85s
eKYC + eSIM provisioning, fully compliant
0
PCI scope impact — connectivity decoupled from card stack
For Fintech 01
Why now

Connectivity is retention.

Cross-border users have one universal problem: they need data, and the cheapest local option always wins. Embedded connectivity makes you the cheapest local option, in their pocket, in 200+ countries.

// 01

Cross-border retention.

Migrant workers, expats, students, freelancers — your users live across multiple markets. Without local data they switch to a local app the moment they land. Embed connectivity and they stay yours.

// 02

Airtime as a reward.

Replace cashback with data. 5GB of global roaming costs you less than €5 and signals more value than €5 in points. Use it as activation reward, referral bonus, retention nudge.

// 03

Compliant by default.

eKYC built into the eSIM provisioning. GDPR-compliant data flows. Connectivity sits outside your PCI scope. Your security team gets a one-page integration review, not a six-month audit.

For Fintech 02
What you get

Engineering-first platform.

Built by engineers who know what your team will ask in code review. RESTful, well-documented, sandbox-first.

// Embedded

Connectivity inside the app.

Provision eSIMs from your onboarding flow. Trigger top-ups from your transaction stream. All via clean, idempotent APIs.

  • API + SDKs for Node, Python, Go, PHP
  • Webhook events: provisioned, activated, expired, low-balance
  • OneConnect engagement layer — geo-triggered nudges
  • Full audit logs and observability
// Compliance

Built for regulated finance.

Next IVA does eKYC in 85 seconds, WhatsApp-first, with full audit trail. Your compliance team gets the controls they need without slowing you down.

  • eKYC tied to eSIM provisioning, single audit chain
  • GDPR-compliant by design, EU data residency available
  • Dedicated APN for regulated workloads
  • SOC 2 Type II controls (in progress)
For Fintech 03
Fintech scenarios

Where it moves the needle.

Cross-border banking, remittance, neobanks, freelancer platforms — wherever users live across markets, embedded connectivity is leverage.

// Remittance

Cross-border remittance.

Senders top up the recipient's data plan along with their wallet. Connectivity travels with the money.

+24% repeat send rate
// Neobanks

Neobank retention.

Premium tier includes global data. Mid-tier includes regional. Free tier sees the upgrade prompt at the airport.

+15% premium tier upgrade
// Wallets

Crypto & digital wallets.

Volatile market or not, your users always need data. Make connectivity the steady utility they reach for daily.

+2× DAU during low-volume periods
// Freelancer

Freelancer & SMB platforms.

Cross-border freelancers and SMBs work from wherever clients are. Bundle global connectivity into the platform tier.

+19% paid plan retention
Case Study 04
Featured customer

In production today.

A real fintech integration. Real metrics. Real customer.

Fintech · 2025

Lumen Fintech

"Embedded data became our highest-engagement feature within 60 days. The compliance integration was the cleanest telecom partnership we've shipped."
+19% Daily active users
30 days post-launch
Read the full case study →
// CHALLENGE → ORCHESTRATION → RESULT
1day

Time from sandbox keys to staging environment with full eKYC

LIVE PRODUCTION
Also see: Meridian Remit case study →
Ready to embed?

Connectivity, in the app.

Sandbox keys in 60 seconds. Production in days. Compliant from line one.

Start Building Free → / OR / Talk to Fintech Sales